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Unless you are in a
position to pay all cash for your home, you will
need to obtain a home loan (mortgage) to complete
the purchase. We will assist you in this process to
help ensure that you obtain the financing that meets
your needs.
Knowing your price range brings your house
hunting into focus. The amount of money a lender
will loan for your house purchase depends primarily
on how much you can afford for the monthly payment
and how much you can invest in the down payment.
Being pre-approved
for a loan before you submit an offer will put
you in a
stronger negotiating position and can save time in
the loan approval process.
We can put you in
touch with experienced loan officers at leading
mortgage
companies. Your loan officer will be your principal
guide through the
financing process.
Various financing
options may be available to you, including:
- Fixed Rate Mortgage
- Adjustable Rate Mortgage (ARM)
- Government-assisted (FHA or VA) financing
- Seller-assisted financing
You can expect the
lender to ask for standard information regarding
your
your income, expenses and obligations.
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